Frank, I have to say it couldn’t of been handled any more easier than you’ve handled it! I’ve done this before and it just seemed so much more complicated then. You made me feel very relaxed and confident in your abilities to get the job done. As you recall I was in a crunch to get it done rather quickly, but even so I did not feel rushed or pushed by you in the slightest. I appreciated all your friendly tips and your willingness to speak with me at anytime or even meet with me at my convenience. You were prompt and effective with any questions I had. My wife and I are very pleased with our new contract and especially happy that we were able to use the equity in our home when other were telling us it was not possible. Thank you Frank, I have already begun to share your name with others