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Toronto Real Estate

Meet Our Expert Mortgage Team

David Flude

David Flude

Mortgage Broker

License #: M08001108
p: 877.512.0007 x 222
c: 416.832.6812
f: 866.415.8920
e: david@themortgagestation.ca

David’s first encounter with mortgage industry was in the 1980’s, coordinating the purchases of rental properties and residences for friends and family. He enjoyed working with all the parties involved and solving problems while learning about real estate ownership options. He’s been active in the mortgage business since 2002. After spending time in a mega-brokerage environment, he became a key player in starting Verico, The Mortgage Station in 2005. He loves to work with clients to improve their financial situation.

David takes great pride in helping families benefit from his experience in the industry. He is the principal broker at The Mortgage Station.

David Flude

Frank Van Bodegom

Mortgage Broker

License #: M08004792
p: 877.512.0007 X 221
c: 647.519.1925
f: 866.468.0334
e: frank@themortgagestation.ca

Frank is one of the founding agents of The Mortgage Station. He grew up in his family’s construction business, and since then has been involved in numerous real estate ventures from building homes on spec, to property flips, to multi-residential rental properties. Through these ventures, he transitioned into the world of finance, and he started originating mortgages in 2004. His creative, problem-solving thought process has placed him as a leader in the company. Frank’s goal is to help you by providing security for your family’s future through real estate!

Kristen Ross

Kristen Ross

Mortgage Broker

License #: M12001468
p: 877.512.0007 x 235
c: 705.890.1459
e: kristen@themortgagestation.ca

Kristen is with her clients every step of the way in their mortgage journey, from start to finish! Her mission is to learn and understand her clients’ needs and the external factors that affect them, and then to assist them in making positive, well-informed decisions based on knowledge and viable options. Choice is key!

Kristen focuses on long-term relationships, built on mutual trust and respect. She strives to provide a stress-free experience during one of the most important financial decisions in her clients’ lives.

If integrity is important to you, call Kristen. She has a young and growing family, so she understands the realities families face when purchasing their homes.

Lisa Purchase

Lisa Purchase

Mortgage Broker

License #: M17002834
p: 877.512.0007 x 255
c: 705.434.1266
e: lisa@themortgagestation.ca

An active volunteer, and involved in multiple sports both as a participant and as a loving cheering wife and mother, Lisa is well known for always giving her best and supporting others.

Lisa takes enjoying her job to a new level. With an extensive knowledge of the challenges faced by young families, mature families, and small business owners both with perfect credit and credit with some bumps and bruises, Lisa is well able to work with the toughest financial situations.

Let Lisa bring her honesty and dedication to guide you through your purchase, refinance, renewal or home equity loans.

David Flude

Renee Dadswell

Mortgage Broker

License #: M17002299
p: 877.512.0007 x 254
c: 705.794.3589
e: renee@themortgagestation.ca

With over 30 years of experience in the business world, Renee has worked in every aspect of the mortgage industry and has been involved in financial services for more than 25 years including 15 in a training role. She has received numerous awards as a result of her exemplary work in the mortgage industry, initiatives and achievements.
Renee is a passionate and dedicated member of the community and lives by the motto: “The goal every day is to make a positive difference in someone’s life.”

Randy Button

Randy Button

Mortgage Broker

License #: M14000018
p: 877.512.0007 x 241
c: 519.278.5296
f: 519.941.3682
e: randy@themortgagestation.ca

In both career and family, Randy believes he is successful because he cares. No matter what his clients’ financial situation is today, his goal is helping them to achieve and realize their real estate and financial dreams. Randy understands the appeal of investing in property. Over the years, he has always been drawn to the real estate industry, purchasing and selling many properties with great results. He currently has several properties and rentals working for him,

both in Canada and the USA. Randy’s caring ways have created both personal and professional success for him over the past 20 years. He is a loving husband, father to four boys and a girl, and spent much of his career in the automotive industry. His career began in Brampton where he worked and lived for 13 years as a sales and leasing consultant. He and his wife later moved back to their hometown of Orangeville to raise their family. At this time, he transferred to a local dealership as their financial services manager where putting clients first was once again the key to his success.

Jessica Dadswell

Jessica Dadswell

Mortgage Broker

Licence #: M19000353
p: 877.512.0007 x 263
c: 705.627.1172
e: jessica@themortgagestation.ca

A native to Barrie, Jessica just returned to the area with her husband and two children, believing Barrie is a wonderful community to raise a family and continue building her financial and mortgage career.

Jessica’s past experience as a wedding planner certainly translates into the mortgage world! She has a true passion for helping clients feel comfortable and confident in making major life decisions whether it be planning a wedding or buying a house!

She always jokes that she genuinely loves numbers and problem solving so she will work hard to research and explain all financial options to each client. With strong family values, it was an easy decision to team up with her mother, Mortgage Agent, Renee Dadswell. Combined, they offer over 30 years of experience in the financial world and both live by the saying: “Creating a positive difference every day”.

Tara Ricalis

Tara Ricalis

Mortgage Broker

Licence #: M19000490
p: 877.512.0007 x 268
c: 905.717.5213
e: tara@themortgagestation.ca

Tara loves to meet new people and build genuine relationships. She takes the time to get to know you and your core values, it allows her to go that extra mile. She continually educates and reflects on herself to provide top-quality and personalised service. From buying and selling a house across the country, starting a family of her own, to endless renovations, Tara feels that she can use her personal experiences to relate and understand that life can get complicated. She will make sure she finds you a solution that best suits

the flexibility of your lifestyle. She is here to guide you through the mortgage process and help you feel confident in your decisions along the way.

Melinda Baker

Melinda Baker

Mortgage Broker

License #: M21000893
p: 877.512.0007 x 276
c: 705.220.1608
e: melinda@themortgagestation.ca

After becoming a divorced single mother of two many years ago, home ownership and financial security was a big drive in Melinda’s life. Within a year, she attained home ownership and better financial life skills for success.
For the last number of years, Melinda, along with her new husband and her children, have been building a life that helps others to achieve what they dream in life. They believe that when you help enough other people achieve their dreams, you will achieve your dreams as well.

Skills developed in retail construction with an interior design background, help her to expand their personal retail holding and have a greater understanding in finances in this area. It is her goal to use her life experiences, business background and her knowledge in mortgages, to assist others to achieve their goals – just as she has been able to do.

Jessica Turner

Jessica Turner

Mortgage Broker

License #: M20003332
p: 877.512.0007 x 273
c: 905.868.7913
e: turner@themortgagestation.ca

Jessica bought her first home early in her 20’s, she has bought and sold multiple times and has explored multiple borrowing options including private funding. Her passion for the mortgage industry was sparked by her personal experiences including being a first time home buyer, breaking a mortgage before the term expired, and working with private lenders. Jessica understands that each client comes to her with different needs, concerns, financials, and lifestyles. She enjoys taking the time to get to know her clients and taking the time to find

them the best product for their unique situation. Jessica spends time enjoying her most recent home. If she isn’t gardening in the summer she can be found baking in the kitchen or spending time with her dog Marvin. Her long term goals are to continue to buy property and utilize them as rental properties.

Cory Hubbard

Mortgage Broker

License #: M21003892
p: 877.512.0007 x 280
c: 705.229.2293
e: Cory@themortgagestation.ca

As a young father of two, Cory’s personal experiences with flipping houses, new-builds, and rental properties, has ignited his enthusiasm to become a Mortgage Broker. For Cory, it’s about building genuine relationships with his clients, to make the process of attaining a mortgage seamless. As a Toronto Firefighter, he prides himself on his compassion to help others during one of the most stressful times in their lives. Whether they’re a First-Time Home Buyer, Renewing, or Refinancing

their mortgages, Cory will take the time to ensure you feel comfortable, and confident, during every step of the process. During his down-time, Cory enjoys his Football Sunday’s, cheering on his Leafs (as they lose), and loves watching his sons run wild. Cory looks forward to helping you focus your time and energy on the things you love, too!

Mark Wideman

Amanda Rueff

Mortgage Agent Level 2

Licence #: M20002680
p: 705.440.6013
e: amanda@themortgagestation.ca

Amanda is from Toronto and studied Hospitality and Business. She has had an exciting career working in some of the most popular travel and entertainment destinations in North America. This experience has developed her skills in customer service, budgeting and client focus.

Amanda grew up in a single-parent family and understands the financial pressure of purchasing a home. Her goal is to find the ideal solution for the clients lifestyle.

She is our smile expert

and will bring enthusiasm and accountability to her role and is excited to serve the community.

Lisa Reis

Lisa Reis

Mortgage Agent Level 2

License #: M16002016
p: 877.512.0007 x 259
c: 416.807.1208
e: lisareis@themortgagestation.ca

Lisa started her 20-year real estate career, marketing/launching new home sales centres. Having seen first hand, the excitement of home ownership, she recently became a mortgage agent, to help make buying a home a reality for first time homebuyers and for those who think they’ll never be able to make home ownership a reality.

Lisa’s been exposed to a wide range of mortgage options for homeowners, investors and those who don’t yet qualify for a mortgage. Lisa looks forward to making it less intimidating and enjoys educating her clients every step of the way. When she is not working, she’s pampering her 2 fur-babies, forever decorating and enjoying all the that Simcoe County has to offer.

Vanessa Aird

Vanessa Aird

Mortgage Agent Level 2

Licence #: M22000932
p: 877.512.0007 x 281
c: 905.252.5647
e: vanessa@themortgagestation.ca

With over 15 years in the financial industry, Vanessa is well suited to help you with all your financial needs. A busy mom of 5 she is very good at time management. Her goal is to make her clients feel comfortable and confident in making a major life decision. Vanessa will work with you from start to finish to meet your financial goals.

Ata Safa

Mortgage Agent Level 2

Licence #: M21000738
p: 877.512.0007 x 275
c: 905.392.0686
e: ata@themortgagestation.ca

Ata has close to 18 years of experience in international business and dealing with European, Asian and Middle Eastern markets. This has allowed him to become familiar with different cultures and their business dealings. GTA being the cultural melting pot is where he thrives as he understands the obstacles and

challenges immigrants face to get financed and have their documents understood. He is also involved in the chocolate industry and you won’t be disappointed dealing with Mr. Cocoa.

Mark Wideman

Mark Wideman

Mortgage Agent Level 2

Licence #: M22002142
p: 877.512.0007 x 282
c: 416.779.3609
e: mark@themortgagestation.ca

Dealing with something as personal and sensitive as a person’s finances requires an atmosphere of:

• honesty – which involves uncompromising ethics,
• integrity – which includes having strong moral principles,
• security – which includes the state of being free from danger or
threat, and
• persistence – which means firm or obstinate continuance in a course
of action, in spite of difficulty or opposition.

Mark’s goal with each of his clients is to do everything he can to maintain this kind of atmosphere in his relationships. It is his sincere hope that this client’s will be able to relax, as much as possible, in a potentially stressful time in their life, knowing that they and their mortgage needs are in his honest, secure and persistent hands.

Cynthia Stone

Cynthia Stone

Mortgage Agent Level 2

License #: M19002196
p: 877.512.0007 x 265
c: 705.738.9878
e: cyndi@themortgagestation.ca

Born and raised in Toronto, Cyndi is a self-employed, single mom who has always maintained a dedicated work ethic! Cyndi promises her clients that she will provide whatever it takes to assist them in becoming real estate owners.

With 40+ years of experience in the real estate, finance, and insurance industry, Cyndi has had the opportunity to learn about and provide the “Perfect Plan”.

She has continued to build and maintain

wonderful relationships with all of her many referrals who are past clients and friends throughout her employment endeavors; Be it today, tomorrow, or years from now, Cyndi’s passion to assist her clients will create the plan during and after the process of ownership. Each relationship deserves and will receive the utmost of integrity so you can prepare to enjoy your hard-earned properties.

Steven Gudrie

Mortgage Agent Level 1

License #: M23004917
p: 877.512.0007 x 286
c: 705.919.0933
e: steve@themortgagestation.ca

As a husband of 45 years, a father of two and grandfather of 6, family and investing into others to see them reach their greatest potential in life and in their financial future, matters to Steve.

His life, both professionally and personally is dedicated to serving and investing into people’s present and future. As a pastor for more than 30 years, and prior to that as a refrigeration and heating technician in sales and engineering, Steve has passionately served families

and leaders both in southern and northern Ontario to help them live their best life. In addition, Steve’s life experiences serving on community boards, food banks, or enthusiastically coaching community sports teams have taught him the importance of having a trusted guide during life’s big moments, and how to excel in being that for others. Steve would consider it an honour to personally walk with you through your life’s big moments to help you see your financial goals become reality! You can be certain Steve will serve you with integrity, transparency and expedience, caring about you and your life journey as if you were family.

Mark Wideman

Anne Mourao

Mortgage Agent Level 1

Licence #: M23005130
p: 877.512.0007 x 290
c: 705.351.2416
e: anne@themortgagestation.ca

Born and raised in the Brazilian community in Toronto, Anne grew up surrounded by immigrants fighting to find their place in a new country. She has made it her mission to inform the immigrant community who think that home ownership is unreachable. Being a Real Estate and Mortgage Agent has helped her bring solutions and hope to these communities.

Anne found it very challenging to buy her first home in the city of Toronto. So she decided to move up north and fell in love with Simcoe County.

Currently living in Tiny Township (near Midland), she has learned to love rural living where her kids have lots of room to run free with their three dogs and raising their chicken, quails, ducks and turkey.

Mark Wideman

Francis Eding

Mortgage Agent Level 1

Licence #: M23005624
p: 877.512.0007 x 291
c: 416.655.6026
e: francis@themortgagestation.ca

Francis is bilingual and is fluent in English & French, and he has over 15 years’ experience in the financial industry.

He regularly meets with new immigrants who are facing difficulties in acquiring their very first property. His extensive experience in the financial industry has helped him to understand the obstacles and challenges that new immigrants face to get mortgage financing, and having their documents/references understood.

Francis is customer focused with a creative approach. His passion is to assist his clients, so they have a stress-free experience for one of their most important financial investment/decisions. He will work with you from start to finish to help you meet your financial goals, and make sure to find you a solution that best suits your lifestyle and needs.

Mark Wideman

Puneet (Sunny) Nayyar

Mortgage Agent Level 1

Licence #: M23007062
p: 877.512.0007 x 294
c: 705.220.0334
e: sunny@themortgagestation.ca

Sunny’s utmost goal as a Mortgage Agent is to discover the perfect solution for his clients, always putting their best interests at heart. He firmly believes in being a trusted advisor, guiding them through the complexities of the mortgage process with utmost clarity and support. Some of his skills of having good communication and being a good listener to his clients, makes him easy to work with. He is passionate about helping his clients achieve their financial goals, and

he takes the time to understand their individual needs and circumstances. Sunny is fluent in English and Hindi and being a people person, there's nothing more fulfilling than helping clients achieve their real estate dreams. Sunny, originally from India, embarked on a life-changing journey to Barrie in 2005 and is proud to call it home with his wife and son.

Mark Wideman

Ryan Downey

Mortgage Agent Level 1

Licence #: M23006447
p: 877.512.0007 x 293
c: 705.440.3122
e: ryan@themortgagestation.ca

Ryan was born and raised in Alliston, Ontario. Coming from a small town has instilled in him a strong sense of community and a genuine desire to make a positive impact in people’s lives. Ryan values building relationships based on trust, honesty, and open communication. He firmly believes in the power of personalized solutions. Every client’s situation is unique, and Ryan will take the time to truly understand their goals, financial circumstances, and dreams of homeownership.

By tailoring his advice and recommendations to each individual, he will ensure that his clients receive the best mortgage options for their specific needs.

AMANDA 2

Amanda Verzyl

Mortgage Agent Level 1

Licence #: M23007387
p: 877.512.0007 x 295
c: 519.938.6463
e: averzyl@themortgagestation.ca

Amanda is a mother of 4 and she bought her first home when she was 22. Ever since then she has had a love for the market and has been actively following it. She grew up in Orangeville, ON, and for the past 12 years she has worked in the heating and a/c industry for her parents family business. This gave her a love for all things customer service and numbers. She prides herself on offering a personal approach. She doesn’t believe in a one-size fits- all solution because

everyone's financial situation is unique. She takes her time to understand your needs and financial goals, whether you are a first time home buyer, looking to refinance, or seeking an investment property loan, Amanda is here to help.