Frank, thank you for all your help with our mortgage transfer. Everything went seamlessly and we are very pleased with your professional service and advice. Although we had met you a few years back we knew that once our mortgage was up for renewal we’d be back to see you. We did not look at any other company as we strongly felt if anyone was going to work for us you would go above and beyond and that you did. Whenever Scott and I meet with you we always see there is a brighter future that you can help us with in regards to investments and our retirement. We have recommended you to others and will continue to do so. Once again thank you Frank. We appreciate every bit of hard work you invest in your clients.