Mortgage rates are predominantly one of the most important factors to keep in mind when purchasing a home. They can have a long-term impact on your homes cost when you finance. If you save a fraction of a percent on your mortgage rate, it could save you thousands of dollars in the long run.  Of [...]

With 2021 right around the corner, this is usually the time where most of us reflect on the past years and look at ways to improve ourselves and set new goals. While many people focus on developing new year resolutions that revolve around fitness and dieting, it may be a smart decision to put your [...]

Divorces are often messy, painful and complicated. Then you have to add on the extra stress of deciding who owns what.  One of the most complicated issues when going through a divorce or separation is dealing with joint debt, and more specifically, your mortgage. When getting a divorce, couples aren’t only dividing assets, but they’re [...]

Meet Anesha and Shane. Anesha & Shane are returning clients, with their mortgage maturing April 2020. When our conversation started in November, we had “all the time in the world”. Anesha and Shane not only needed to deal with the renewal, they also wanted to take this time to consolidate some accounts they had balances [...]

Meet Sanjay and Fatima. This story starts in March 2016. Sanjay and Fatima have been saving diligently for a down payment to purchase a pre-construction condo in Toronto. Sanjay is a manager of a coffee shop in Toronto and Fatima is a flight attendant for a major airline, and after diligent searching, they finally found [...]

Meet Steve and Connie Steve and Connie have their sights set on retirement life. Their 2020 goals were to get their house ready to sell and find a new home further north of Barrie. With lots of equity in their home, and the lower purchase prices in northern communities, they were dreaming of being mortgage [...]

Meet Cheryl Cheryl has been a very successful travel agent for the past 12 years. Her success has been based upon the care and exceptional service she provides to her clients, so she never in her career as a travel agent expected to be in a position where she would not get enough income to [...]

Can a crisis be the best time to buy? When current world events may lead to an economic slow down, one tool the Canadian Government has on its belt is reducing the interest rate. Making it easier for people like yourself to continue living life as normal as possible. The interest rate on things [...]

The COVID-19 situation is unprecedented, and is causing considerable financial stress, especially to those who now find themselves with reduced or no income. Here are some of the most frequently asked mortgage related questions we’ve been receiving: Do I qualify for mortgage relief? Can I defer my mortgage payments? How do I contact my [...]

Since the announcement from the World Health Organization that COVID-19 is officially considered a global pandemic, the Canadian and global economy has entered some uncertain times. While the Canadian Government has been working on ensuring some type of economic stability for all Canadians in the upcoming months, the forceful shutdown of all non-essential businesses can [...]